Magellan Coverage
Magellan Insurance Coverage for Rehab at URP Behavioral Health
Lots of people entrust their core value, their health, to Magellan Health, one of the insurance market’s leading companies. Moreover, Magellan Health insurance focuses on quite a delicate and stigmatized niche, behavioral and mental health coverage.
Sharing the core values with Magellan Health, URP Behavioral Health provides overall rehab services to patients suffering from various mental health issues. While the provision of high-class mental healthcare services is on our behalf, Magellan Health takes responsibility to cover most of patients’ expenses if they are Magellan’s policyholders.
The combo of these efforts makes miracles, especially for patients who are shy or insolvent. While around 59.2 million adult Americans applied for mental and behavioral health counseling services in 2023, these efforts are critically important for the whole population of the United States.
Yet, the best idea is to check your Magellan insurance policy for its compliance with the type of therapy you need and its coverage. You can do this easily on our website as we offer a convenient verification form for insurance policies to make our patients known about their benefits and opportunities before they start their rehabilitation process.
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We know that seeking treatment can be overwhelming, but our staff is here to make the process as smooth as possible. We’re available 24/7 to address any questions or concerns you may have.
History of Magellan Health Insurer
Magellan Health’s history started in 1992 in Macon, Georgia. The company emerged from the chain of bankrupted psychiatric hospitals whose funds were taken over by the management. In 1994, the future Magellan Health team moved to Atlanta, Georgia, and there the path of a health insurer started. The turning point for Magellan Health was the acquisition of Green Spring Health Services, an insurance company from Maryland. And a few years later, the company turned its focus to behavioral health insurance (which was logical regarding its origin and further merging with Merit Behavioral Care and Human Affairs International). Yet, in 2021, the acquisition by Centene Corporation was completed, and now Magellan Health is a part of it.
Today, Magellan Health remains a decisive player in the healthcare insurance market and one of the most solvent behavioral and mental health insurance providers.
What Is Magellan Rehab Insurance Coverage and Who Can Get It?
Magellan mental health insurance programs include some rehabilitation procedures to cover. There are three major types of Magellan Health coverage, which include:
- Magellan health plans developed for individuals and their family members.
- Employer plans which refer to the employer’s healthcare routines for the employees of the company.
- Magellan federal plans work in favor of such federal organizations like the FAA. Navy, and WHS/DoD program members.
Within these plans, rehabilitation programs and methods are widely supported to provide patients with the necessary amount of services for a reasonable price.
Does Magellan Health Cover Rehab for Mental Treatment?
Yes, Magellan Health does cover rehab for mental treatment. Moreover, it is Magellan behavioral health insurance which is a unique option in the US market specializing in MH.
At once, you should know that Magellan Health provides coverage for various types of treatment including:
- Counseling and consulting services for patients with mental health issues and their family members. Every time you need to consult about your mental state, and stress tolerance practices or get timely mental health screenings, you can get them compensated partially by the Magellan Health insurance plan.
- Outpatient rehabilitation programs. These programs provide comprehensive therapeutic methods to ease the patient’s life and mitigate the symptoms by planning indoor sessions in the rehab facility without mandatory staying in the facility 24/7.
- Inpatient rehabilitation programs which cater to the patient’s intensive care in a professional environment fully structured and managed by mental health professionals. Inpatient rehab coverage allows the patient’s family to get the most effective treatment for acute situations and medication management along with the therapy prescribed.
Typical Mental Health Programs Covered by Magellan Insurance
- Cognitive behavioral therapy
- EMDP methods (eye movement decentralization and processing)
- Dialectical behavioral therapy
- Practices for mindfulness and meditation
- Group psychotherapy
- Individual psychotherapy
- Family therapy
- Acceptance and commitment therapy
Besides, in several plans, the opportunity to get medication-assisted therapy is included to cope with complex mental state conditions by implementing both therapeutic and medicinal methods. Moreover, Magellan Health provides coverage for couple therapy in its various plans. The same refers to telemedicine and mental health practitioner’s online consulting. Some plans include them in the coverage, while some may not include them. Thus, you’d better check your insurance plan to meet your needs for therapy. In another case, you may have to pay high out of your pocket.
Besides, Magellan Health provides in its healthcare insurance plans multiple additional options like as follows:
- Health saving accounts
- HMOs
- Point of service plans
- Individual health plans
- PPOs
- Medicare plans.
In URP Behavioral Health, we provide patients with the widest range of rehab methods approved and covered by Magellan Health, so you are welcome to get covered when you need rehabilitation if you are this insurance company policyholder. All services and treatment plans are custom-tailored and meet the individual needs of a patient. This approach resonates with the Magellan Health customer-first approach and creates a brilliant synergy for fighting the most devastating mental health issues.
Mental Health Disorders You Can Treat Under the Coverage by Magellan Health
- Depression disorders
- Anxiety disorders and panic attacks
- ADHD and double-diagnostic issues
- PTSD and trauma-related disorders
- Bipolar disorder
- Dissociative disorders
- Borderline personality disorder
- Obsessive-compulsive disorder.
Typically, Magellan Health insurance plans cover all types of diagnoses approved by DSM-IV and WHO.
How Much Does Magellan Health Cover For Mental Treatment?
Pricing is what often becomes a decisive factor for patients who need mental health treatment. Fortunately, Magellan Health offers a comprehensive approach to coverage for mental health rehabilitation programs. Typically, the coverage terms depend on a couple of decisive factors:
- Patient’s residence state as state laws may impact coverage percentage.
- The type of rehabilitation program chosen – for inpatient and outpatient rehab programs coverage differs.
- The length of a patient’s rehabilitation program.
- The status of a rehab facility. Magellan Health works with its in-network healthcare providers, yet it also covers partially out-of-network providers’ mental healthcare services.
- Some specific services or procedures provided to a patient and included or excluded from the insurance plan.
If you wonder which coverage to expect from Magellan Health, on average, the insurer covers 40% of costs in in-network rehab facilities while out-of-network costs covered by it are rarely higher than 20%. However, it depends mostly on your chosen insurance plan, so it is better to verify in advance its terms, necessary deductibles, benefits available for you, and co-payments agreed with the insurer.
Besides, sometimes you may need a primary care therapist’s referral to start your rehabilitation. The good news is, if you are engaged in PPO plans, Magellan Health network providers won’t require any referral from you.
In URP Behavioral Health, we go above and beyond to guarantee our clients effective yet affordable rehabilitation from numerous mental health issues. Thanks to Magellan Health, the accessibility of our services increases for the patients who are Magellan Health policyholders.
